Footnotes to SET-report

Notes

^{1) Source:
http://www.internet.ibm.com/commercepoint/payment/set-paper.html , it should be
remarked that these numbers are very uncertain and that it’s difficult to measure
fenomenas such as I-commerce (see http://www.herring.com/mag/issue51/overview.html
)}

2) Source: http://www.visa.com/cgi-bin/vee/nt/ecomm/set/main.html?2+0

3) For a deeper description of EDI and this development see: http://www.martech-intl.com/Best/inetedi.htm

4) Source: http://www.ispo.cec.be/ecommerce/introduc.htm

5) Source: http://www.strategyalley.com/articles/inet1.htm

6) Source: http://www.ispo.cec.be/Ecommerce/introduc.htm

7) According to Matrix Information & Directory Services (MIDS) via http://www.strategyalley.com/articles/inet1.htm

8) To get an idea of how big Web marketing already is go to http://www.wilsonWeb.com/Webmarket/

9) GVU’s 8:th User Survey revealed that for the travel category online info seeking now surpasses seeking in other media such as newspapers and magazines. Other categories (such as Books/magazines, music CDs/tapes, investments) are close to the same state, se http://www.gvu.gatech.edu/user_surveys/survey-1997-10/graphs/purchase/Seeking_Across_Mediums.html

10) Source: http://www.ey.com/consumer/shopping/security.htm , http://www.gvu.gatech.edu/user_surveys/survey-1997-10/graphs/general/Reasons_for_Not_Purchasing.html

11) Source: http://mba.vanderbilt.edu/student/mba98/jeffrey.nuckols/secure_online_payment/secure_payments_frames.html

^{12) To illustrate the magnitude of transaction over these
systems, it can be added that in 1996 goods and services amounting to a value over $500
billion were purchased worldwide using credit cards. ( Source: Martha
Driscoll et al. (1997) )}

13) According to experts such as Ernst & Young’s vice chairman of industry services: http://www.ey.com/consumer/qna.htm

^{14) For categories such as computer hardware and
software, banking and investment services, ticket and travel reservations, books, and
music CDs/tapes online transactions are substantial. (Source: GVU
8:th WWW User Survey )}

15) Ernst & Young’s "Internet Shopping" research report: http://www.ey.com/consumer/shopping/fulfillment.htm

16) Ernst & Young’s "Internet Shopping" research report: http://www.ey.com/consumer/shopping/fulfillment.htm

^{17) Computer Sweden NR 66 (1997/10/17), p 5.

18) Computer Sweden NR 66 (1997/10/17), p 5.}

19) Source: http://www.visa.com/cgi-bin/vee/av/news/PRelco020196.html?2+0

20) Source: http://www.visa.com/cgi-bin/vee/nt/ecomm/set/main.html?2+0#leads

^{21) W. Diffie and M.E. Hellman. New directions in
cryptography. IEEE Transactions on Information Theory, IT-22: 644-654, 1976.}

22) For more details about RSA go to: http://www.rsa.com/rsalabs/newfaq/

23) For more details about DES see: http://www.rsa.com/rsalabs/newfaq/q64.html , http://www.rsa.com/rsalabs/newfaq/q9.html

24) For an in-depth description of the crypto in SET see: SET Specification, Book 1: Business Description (1997), p. 14-24

25) Source: http://www.rsa.com/set/html/howstrong.html

26) SET Specification Book 2: Programmer’s Guide (1997), p 43. Downloadable at http://www.setco.org/set_specifications.html

27) SET Specification Book 1: Business Description (1997), p 27. Downloadable at http://www.setco.org/set_specifications.html

^{28) SET 1.0 Interoperability Plan (19 mars 1998), RSA
Data Security, Inc.}

29) For further info on IBM-Verifone please go to: www.software.ibm.com/commerce/payment/interoperability

30) Downloadable from : http://www.software.ibm.com/commerce/payment/interoperability/referenceguide/

31) For a list of some pilot projects around the world go to: http://www.mastercard.com/set/pilots.html

^{32) This was the case in early February (a week after the
pilot was launched). In late June the number of companies that had gone online had risen
to four, better but still remarkably few. (This last data was retained from the Website of
one of the participating banks, reached at http://www.handelsbanken.se/aktuellt ,
unfortunately only available in Swedish)
^{33) SET seminar at the Computer World Expo (1 April 1998)
by Imgemar Kjellberg, project manager SET Sweden.}}

34) According to Vernon Keenan, a senior analyst at Zona Research, cited at p. 5 in the article PROMISES, PROMISES: What ever happened to SET? (5/26/1998), found at: http://www.herring.com/mag/issue51/promises.html

35) According Mr. DiSenso, a consultant at SRI Consulting, cited at p. 4 in the article PROMISES, PROMISES: What ever happened to SET? (5/26/1998), found at: http://www.herring.com/mag/issue51/promises.html

36) According Mr. Green, of IBM, cited at p. 4 in the article PROMISES, PROMISES: What ever happened to SET? (5/26/1998), found at: http://www.herring.com/mag/issue51/promises.html

^{37) Nina Sjögren, "Småföretag avstår dyr
set-lösning", ComputerSweden, nr: 44 (5/15/98), p. 6}

38) To find out more about C-SET please go to: http://www.c-set.com/c-set.html

39) According to George Hoyem, VeriFone’s vice president of Internet commerce, cited at p. 5 in the article "PROMISES, PROMISES: What ever happened to SET?", (5/26/1998), found at: http://www.herring.com/mag/issue51/promises.html

^{40) Source: http://www.mastercard.com/set/set_products.html
, http://www.visa.com/cgi-bin/vee/nt/ecomm/set/vendor.html?2+0}

41) Source: http://www.setco.org/matrix.html

42) For further details go to: http://www.rsa.com/rsa/products/spay/ , http://www.rsa.com/rsa/products/spay/html/specs.html

43) Source: http://www.rsa.com/pressbox/html/980409.html

44) Source: http://www.terisa.com/products/toolkits.html , http://www.terisa.com/products/swp/index.html

^{45) For further details go to: http://www.globeset.com/products.shtml}

46) Source: http://www.globeset.com/062298.shtml , http://www.setco.org/matrix.html

47) For further details go to: http://www.verifone.com/solutions/internet/html/product_suite.html

^{48) For further detail please go to http://www.software.ibm.com/commerce/payment/
and there under related Web pages.
^{49) For more info contact IBM and ask for a
document called "IBM CommercePOINT eTill Cassette Programming Interface Kit Cookbook
Version 1.0", written by Mark Wainwright (16/1/1998).}}

50) For further information: http://www.trintech.com/products/internet_payment/index.html

51) See: http://www.trintech.com/products/internet_payment/payware_int.html

^{52) Source: Trintech™ for the Internet (SET):
Product Overview. A document supplied by Trintech on request.

53) For details on the API for PayWare please contact
Trintech an request a document by Brendan Smith (15 July, 1998) referred to as "Payware-SET
API Specification" Version 1.2.}

54) Source: http://www.maithean.com/products/merchant.html

55) For more information go to: http://www.cybercash.com/cybercash/services/

56) For further details go to: http://www.cybercash.com

57) Answer to FQA-question number 2 at: http://www.cybercash.com/cybercash/financial/faq.html

58) Source: http://www.setco.org/matrix.html

59) For more info go to: http://www.cybercash.com/mdp_premiere/

60) For a complete list of CyberCash’s technology partners see: http://www.cybercash.com/tp_list/home.html

61) Further info on how to integrate CashRegister: http://www.cybercash.com/cybercash/services/crkeycomponent.html

62) For further information about Brokat and the BROKAT Twister 2.0 please go to: http://www.brokat.com/uk/profile.html

^{63) For more details see: http://www.openmarket.com/transact/}

64) Source: http://www.setco.org/matrix.html

65) Source: http://www.setco.org/matrix.html , http://www.setco.org/faq_usr.html#status

^{66) OEM is short for Original Equipment
Manufacturer. The term is used for companies that produce products that are marketed by
other companies under these other companies’ brands.

67) For further details on the Jaybis client
interface and for a demonstration please go to: http://www.jaybis.com/

^{68) GlobeSET POS Administration and Programming Guide
(December 1997). p 1-4 in chapter 2.

69) Supported Databases are: Microsoft SQL Server
6.5, Oracle Server 7.3.3, and Sybase Adaptive Server 11.5

70) GlobeSET POS Administration and Programming Guide
(December 1997). p 2 in chapter 4.

71) GlobeSET POS Administration and Programming Guide
(December 1997). p 2 in chapter 4.

72) This is different from VeriFone vPOS, where the
Payment module receives the "I want to pay!"-message and starts the transaction,
and thereby leaves the I-commerce system passive.}73) These basic SET-operations include: purchase
initiation, opening a batch, closing a batch, authorization, authorization reversal,
capture of previously authorized transaction, capture reversal, credit a previously
captured transaction, credit reversal, and transaction inquiry.

74) GlobeSET POS Administration
and Programming Guide (December 1997). chapter 5.

75) For more details regarding
ASP please refer to Microsoft’s MSDN library at: http://www.microsoft.com/msdn/

76) For further information about ActiveX
please refer to Microsoft's site: http://www.microsoft.com/ActiveX}